Ease Fund (“we”, “our”, or “us”) values your privacy and is committed to safeguarding your personal information. This Privacy Policy describes how we collect, use, store, protect, and delete data when you access or use the Ease Fund mobile application and its related services.
By installing or using the Ease Fund app, you confirm that you have reviewed and accepted the practices outlined in this Privacy Policy.
Ease Fund follows a strict purpose-limited and data-minimization approach. We collect personal information only when it is necessary to:
Assess eligibility for credit services
Conduct creditworthiness and risk evaluation
Complete identity verification and KYC checks
Prevent fraud, misuse, and unauthorized activity
Maintain platform security and operational stability
Fulfill legal, regulatory, and compliance obligations
We do not collect personal data that is unrelated to the services provided by the app.
Data accessed
With your explicit consent, the app may access financial-related SMS messages received within the past 6 months, such as bank transaction alerts, salary credits, and repayment notifications. Personal communications and non-financial messages are not accessed.
Purpose
Used exclusively to support credit assessment, validate income patterns, and detect potential fraud.
Security and retention
SMS data is not actively shared with third parties
All data is encrypted and transmitted to:
https://api.easefundapp.net
SMS information is automatically deleted after assessment is completed
Data accessed
Limited metadata about installed applications, such as package identifiers and application categories. We do not access app content, credentials, or usage history.
Purpose
Used for risk analysis, fraud prevention, and improving underwriting accuracy.
Security and retention
No active sharing with third parties
Data is encrypted and uploaded to:
https://api.easefundapp.net
Deleted immediately after risk evaluation
Data accessed
Technical device details including device model, operating system version, device identifiers, language settings, screen resolution, and network information.
Purpose
Ensures app compatibility, enhances account security, detects abnormal behavior, and prevents duplicate or unauthorized registrations.
Security and retention
Device data is not actively shared
Encrypted and securely transmitted to:
https://api.easefundapp.net
Deleted after verification and security checks
Data accessed
Camera and media access is requested only when you voluntarily upload documents such as identity proof, selfies, or address verification materials.
Purpose
Used strictly for identity verification (KYC), compliance obligations, and fraud prevention.
Security and retention
Files are not actively shared with third parties
Encrypted and uploaded to:
https://api.easefundapp.net
Deleted after verification unless retention is legally required
Data accessed
Anonymous interaction data such as pages visited, session duration, navigation paths, and feature usage.
Purpose
Improves app performance, enhances user experience, and identifies suspicious activity patterns.
Security and retention
Usage data is not actively shared
Encrypted and transmitted to:
https://api.easefundapp.net
Automatically deleted after analysis
We may use collected data to:
Evaluate eligibility for credit services
Verify identity and complete compliance checks
Detect and prevent fraud or unauthorized access
Improve app reliability and service quality
Send service-related notifications, where permitted
Personal data is retained only for as long as required to fulfill its intended purpose or meet legal obligations.
Assessment data is deleted after evaluation
Account data is removed once obligations are completed or the account becomes inactive
Certain records may be retained when required by law, regulators, or dispute resolution processes
Users may submit a data deletion request through the designated in-app or website process.
Ease Fund applies industry-standard safeguards including encryption, secure communication protocols (SSL), firewall protection, and restricted internal access controls to protect user data.
We do not sell, rent, or trade personal data.
Information may be disclosed only to:
Authorized service or lending partners involved in processing services
Regulatory, legal, or government authorities when legally required
Technical service providers bound by confidentiality and security obligations
You have the right to:
Access personal data held about you
Request correction or deletion of your information
Withdraw previously granted permissions
Raise concerns or complaints regarding data handling
Requests may be subject to identity verification and legal requirements.
For questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us at:
Email: service@akpsinfotech.com